In cooperation with the Turkish Securitization Company, carried out the first transaction in the sector, issuing ABS backed by vehicle loan receivables for the first time. This issuance also marked the largest domestic ABS transaction in which a financing company acted as the originator.

Established an insurance company under the Koçfinans umbrella to deliver insurance services through digital channels. With the Sigola brand, began providing services in partnership with industry-leading insurance companies to enable consumers to easily access insurance products, primarily motor vehicle insurance.

As the first company in the sector to implement risk-based pricing, strengthened its pioneering and innovative position.

It has integrated R&D-backed new technologies into its business processes, taking its digital transformation one step further and launching data-driven analytics projects in line with customer expectations. By obtaining R&D Center approval, it became the first financing company in the sector to hold this title.

Thanks to next-generation technology transformations, began providing faster, more effective, and uninterrupted solutions to customers. As a result, service processes were elevated to the highest levels of speed and efficiency.

With the enactment of the Financial Leasing, Factoring, and Financing Companies Law at the end of the year, the company gained the authority to finance all types of goods or services in addition to final consumption; the company’s title was changed to Koç Finansman A.Ş.

Obtained operating licenses in the fields of mortgage loans and insurance agency. Added mortgage loans to its range of credit products. Became the first financing company to offer insurance services linked to the loans used by its customers.

The number of sales points served across Turkey approached 1,000.

We became the first consumer financing company in Turkey to receive ISO certification.

Koçfinans was established as Turkey’s first financing company with the aim of providing direct financing to consumers.