Our KrediTaşıt financing product helps you drive away in the brand-new vehicle of your dreams with:

• Flexible repayment options
• Loan terms ranging from 3 to 48 months
• Fast and paperless evaluation process
  
  

We offer special interest rates exclusive to partnered automotive brands, giving you access to attractive and competitive financing opportunities. You can easily apply for Koçfinans’s new car loan in just a few simple steps — either online or by visiting one of our authorized contracted sales points. Once your application is submitted, you’ll receive a response within minutes. To apply online, you can use the Koçfinans Mobile App, visit our official website, or access one of our partner vehicle platforms to calculate your loan and complete your application quickly and easily.

· New Vehicle Loan Terms

For a new vehicle loan, the customer’s eligibility is determined by assessing their income, assets, liabilities, and credit history.

To obtain a new vehicle loan, the purchase of a vehicle is required. The loan amount is paid to the business partner from whom the vehicle is purchased after the purchase is completed.

One of the requirements for a new vehicle loan is the submission of the buyer’s identification information. The financed vehicle will be registered in the name of the person to whom the loan is granted. In determining the loan amount, term, and down payment conditions, full compliance with both Koçfinans credit policies and the legal regulations set by the Banking Regulation and Supervision Agency (BRSA) is ensured.

· How to Obtain a New Vehicle Loan?

If you meet the requirements for a new vehicle loan, you can follow the steps below to obtain the financing you need:

Submit a Loan Application

When applying for a loan, you are expected to be purchasing a vehicle, and the vehicle must be registered in the name of the applicant. The applicant’s identification document is required. You can easily apply for a Koçfinans vehicle loan online via the Online Application option or through contracted sales points, and learn the result immediately.

Your Loan is Evaluated

Loan terms include matters such as the interest rate, repayment term, and repayment schedule. These conditions are determined based on your eligibility and your needs. Your eligibility is assessed by evaluating your income, assets, liabilities, and credit history.

Your Loan is Ready

If you meet all the requirements following the evaluation, you can immediately use your loan.

· What are the Interest Rates for New Vehicle Loans?

Koçfinans interest rates vary periodically depending on market conditions. You can obtain information on current Koçfinans interest rates online or from contracted sales points. By entering the desired loan amount and term information into the Koçfinans vehicle loan calculator, you can access our current interest rates.

To ensure that your loan application at contracted sales points proceeds quickly, the following documents are required.

For Individual Customers

· Photocopy of identification document

· Residential address is verified through the Address Registration System (AKS), a formal institution. For customers whose address cannot be verified, a document showing the address from the last 3 months is required

· Loan Agreement Set

For Self-Employed Customers

· Photocopy of identification document

· Residential address is verified through the Address Registration System (AKS). For customers whose address cannot be verified, a document showing the address from the last 3 months is required

· Tax registration certificate, if required

· For vehicle purchases to be used for commercial purposes, a current Chamber of Commerce registration certificate

· For vehicle purchases to be used for commercial purposes, a Chartered Accountant-certified registration document showing that the vehicle is recorded as an asset of the business

For Legal Entity Customers

· Photocopies of identification documents of shareholders with more than 25% ownership

· Trade Registry Gazette showing the current shareholding and capital structure

· Current notarized signature circulars