Secured Real Estate Consumer Loan

Secure a loan the meets all your cash-flow needs by pledging your house as collateral with Koçfinans Krediİhtiyaç.

Receive the cash support that you need for personal expenses like vacations, education and travel by using the secured real estate consumer loan. Also, consolidate other real estate loans from another lender, even if payments remain ongoing, with a Koçfinans consumer loan. This way, all your payments will be due at once as you pay off your debt.

With a secured real estate consumer loan, acquire financing for up to 75% of the expert valuation of a property. Special conditions aside, hypothec is a sufficient guarantee and nothing further is needed.

Apply for Krediİhtiyaç through the Online Application or by calling the Customer Services Line at 0216 556 0303.

Branch-free Online Application

Maturity terms up to 36-months

5% BSMV exception

Calculation of Installment Amount
Lütfen girdiğiniz kredi tutarını/vadesini değiştirerek tekrar deneyin.
Installment Amount -
Interest Rate %-

Step by Step Loans

Required Documents

  • Proof of residence or a phone, electricity, natural gas or water bill from the past 3 months and in the name of the consumer
  • Identification documentation
Important Note:

Regarding loan approval, the accuracy of the address, required pursuant to the Law Regarding the Prevention of Laundering of Crime Revenues and the Regulation on Precautions Regarding the Prevention of Laundering of Crime Revenues and Terrorism Financing, must be confirmed by a subscription invoice in the name of the consumer for one of the past three months, such as a communication, electricity, natural gas bill, or a document or certificate of residence issued by any public institute (e.g., tax certificate, etc.).

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